Elephant Car Insurance United States

Introduction to Elephant Car Insurance

Elephant Car Insurance, a subsidiary of the Admiral Group plc, one of the largest car insurance providers globally, operates in the United States with a commitment to offering affordable and comprehensive car insurance solutions. Established in 2009, Elephant has grown to serve numerous states across the U.S., providing customers with a range of insurance products designed to meet diverse needs.

Elephant Car Insurance
Elephant Car Insurance

Availability and Coverage of Elephant Car Insurance

Elephant Car Insurance is currently available in the following states:

  • Illinois
  • Indiana
  • Maryland
  • Tennessee
  • Texas
  • Virginia

The company aims to expand its reach, so it’s essential to check their website for the most updated list of service areas.

Pricing of Elephant Car Insurance

Elephant Car Insurance is known for competitive pricing. While actual costs vary based on several factors such as location, driving history, vehicle type, and coverage options, the average annual premium ranges from $1,100 to $1,500. Discounts are available for bundling policies, safe driving, multiple vehicles, and more, which can significantly reduce premiums.

Sample Pricing Table

Coverage TypeIllinoisIndianaMarylandTennesseeTexasVirginia
Basic Liability$1,050$1,070$1,120$1,090$1,130$1,080
Full Coverage$1,300$1,320$1,350$1,330$1,370$1,340
Comprehensive$1,200$1,220$1,250$1,230$1,270$1,240

Pros and Cons of Elephant Car Insurance

Pros

  1. Competitive Pricing: Offers some of the most affordable rates in the industry.
  2. Discounts: Numerous discounts available, including for good drivers, multi-policy holders, and more.
  3. User-Friendly Website: Easy to navigate, get quotes, and manage policies online.
  4. Customer Service: Generally responsive and helpful customer service team.
  5. Flexible Coverage Options: Offers a variety of coverage options to suit different needs.

Cons

  1. Limited Availability: Currently only available in six states.
  2. Mixed Customer Reviews: While many customers are satisfied, some have reported issues with claims processing.
  3. No Local Agents: Operates primarily online and over the phone, which might be a downside for those preferring in-person interactions.
  4. Additional Fees: Some policies may include additional fees not always transparent upfront.
Elephant Car Insurance
Elephant Car Insurance

Comparison of Elephant Car Insurance with Other Car Insurances

Geico

  • Pricing: Similar to Elephant, competitive and affordable.
  • Coverage: Available nationwide, unlike Elephant.
  • Customer Service: Highly rated with robust online tools and a large network of local agents.

Progressive

  • Pricing: Offers a wide range, with usage-based options that can be cheaper for low-mileage drivers.
  • Coverage: Nationwide availability with a variety of customizable options.
  • Customer Service: Mixed reviews, but generally positive with a strong online presence.

State Farm

  • Pricing: Typically higher than Elephant but offers extensive agent support and personalized service.
  • Coverage: Nationwide, comprehensive with numerous additional options.
  • Customer Service: Highly rated with a vast network of local agents.

Comparison Table

FeatureElephantGeicoProgressiveState Farm
Availability6 statesNationwideNationwideNationwide
Average Premium$1,100 – $1,500$1,200 – $1,600$1,100 – $1,600$1,300 – $1,700
DiscountsYesYesYesYes
Customer ServiceMixedPositiveMixedPositive
Online ToolsRobustRobustRobustModerate
Local AgentsNoYesYesYes

Customer Experience and Common Problems in Elephant Car Insurance

Positive Feedback

  1. Affordable Rates: Many customers appreciate the competitive pricing.
  2. Convenience: The ease of obtaining quotes and managing policies online.
  3. Discounts: Availability of various discounts that help lower premiums.

Common Complaints

  1. Claims Processing: Some customers report delays and issues with the claims process.
  2. Customer Service: Mixed reviews with some experiencing less satisfactory interactions.
  3. Transparency: Additional fees and policy details not always clear upfront.
  4. Availability: Limited to six states, restricting accessibility.

Helpline and Contact Information of Elephant Car Insurance

For any inquiries, claims, or customer service needs, Elephant Car Insurance provides several contact options:

Getting a Quote for Elephant Car Insurance

To obtain a quote, visit the Elephant Car Insurance website. The process involves providing basic information about your vehicle, driving history, and desired coverage. The website offers a user-friendly interface to guide you through the steps.

Quotes Across Different States and Regions of Elephant Car Insurance

The cost of car insurance varies significantly across different states due to factors such as local laws, accident rates, and repair costs. Here’s a breakdown of how quotes might differ:

StateBasic LiabilityFull CoverageComprehensive
Illinois$1,050$1,300$1,200
Indiana$1,070$1,320$1,220
Maryland$1,120$1,350$1,250
Tennessee$1,090$1,330$1,230
Texas$1,130$1,370$1,270
Virginia$1,080$1,340$1,240

Addressing Customer Concerns of Elephant Car Insurance

Claims Processing Delays

To improve the claims process, Elephant is investing in technology to streamline and expedite claims. Customers are encouraged to provide complete documentation and use the online claims portal for faster service.

Customer Service Improvements

Elephant is enhancing its customer service training programs and expanding support hours to ensure more responsive and helpful interactions.

Transparency in Fees

The company is working on clearer communication of all policy details and fees at the outset, providing customers with a comprehensive breakdown during the quote process.

Expanding Availability

While currently limited to six states, Elephant aims to expand its services to more regions in the future, increasing accessibility to their competitive insurance offerings.

Conclusion from Elephant Car Insurance

Elephant Car Insurance presents a viable option for those residing in its service areas, offering competitive pricing and various discounts. While there are some areas for improvement, particularly in claims processing and customer service, the overall value provided by Elephant is commendable. For the best experience, customers are advised to thoroughly review policy details, leverage available discounts, and utilize online tools for managing their insurance needs.

For more information, visit Elephant Auto Insurance or contact their customer service helpline at 1-877-218-7865.


elephant car insurance reviews

Elephant Car Insurance offers affordable rates and a variety of discounts, but it is available only in eight states. Customer reviews are mixed; while some appreciate the low costs, others report issues with customer service and claims processing. The company also has a higher-than-average number of complaints compared to other insurers.


elephant insurance quote

Elephant Insurance quotes vary by state and driver profile. On average, monthly full coverage costs are approximately $153 in Virginia, $201 in Texas, $239 in Maryland, and $270 in Georgia. For liability-only coverage, the monthly averages are about $113 in Virginia, $145 in Texas, $182 in Maryland, and $210 in Georgia. Rates can differ based on factors like driving history, age, and vehicle type. It’s best to get a personalized quote for the most accurate rate.


elephant insurance customer service 24/7

Elephant Insurance provides customer service support 24/7 for roadside assistance and online claims reporting. Their customer service can be reached at 1-855-353-7426 during extended hours on weekdays and Saturdays, but not on Sundays. Additionally, policyholders can manage their accounts and file claims online anytime.


why is
 elephant insurance so cheap

Elephant Insurance tends to offer cheaper rates primarily due to its direct-to-consumer business model, which eliminates the need for intermediaries and reduces operational costs. Additionally, the company leverages modern technology to streamline processes and pass savings on to customers. This efficient model allows them to offer competitive rates without sacrificing the quality of their service.


elephant car insurance phone number

The phone number for Elephant Car Insurance customer service is 1-855-353-7426 (1-855-ELEPHANT). For claims, you can contact them at 1-844-937-5353.


elephant insurance google reviews

Elephant Insurance has mixed reviews online. Customers generally appreciate the competitive pricing and variety of discounts available, such as multi-car and good student discount. However, some reviews highlight dissatisfaction with the claims process, noting delays and difficulties in getting claims approved. Elephant Insurance has an A+ rating from the Better Business Bureau and a 4.2 out of 5 on WalletHub, indicating overall positive feedback despite some issues. For a detailed review, you can check platforms like Trustpilot and Clearsurance.


elephant insurance quote

The cost of an Elephant Insurance policy varies significantly by state and coverage type. For example, in Virginia, the average monthly cost for full coverage is around $153, while liability-only coverage is about $113. In Texas, these rates are $201 and $145 respectively. Maryland sees higher rates with full coverage costing approximately $239 per month and liability-only at $182. Georgia has some of the highest rates, with full coverage averaging $270 per month and liability-only at $210.
These rates can vary based on individual factors such as driving history, age, and specific policy details. Always compare quotes to ensure you’re getting the best rate for your situation.

cheap car insurance.

To find cheap car insurance, consider companies like Auto-Owners, State Farm, and Geico, which are known for offering competitive rates. Rates can vary significantly by state and individual factors, so comparing personalized quotes is essential. Discounts such as multi-car, good student, and safe driver can further reduce premiums. Regularly checking rates every six months can help ensure you get the best deal.


elephant insurance complaints

Elephant Insurance has received a number of complaints from customers. Common issues include poor customer service, delayed claim processing, and difficulties in obtaining refunds. Some customers have reported frustration with how their claims were handled, stating that Elephant was slow to respond and often deferred to other insurers. Additionally, many customers have expressed dissatisfaction with the refund process, noting delays and lack of transparency.


Is Admiral insurance and Elephant Insurance same?

Admiral Group launched a car insurance operation in the US in 2009, but it operates under the name Elephant. Initially, Elephant only offered car insurance in Virginia, but it’s possible they have expanded to other states since then.
Here’s some additional information you might find helpful:
Admiral is a UK-based company
Their US presence is focused on Virginia .
You can’t get car insurance directly from Admiral in the US; you’d need to go through Elephant.

do Admiral insurance provide car insurance ?

Admiral does provide car insurance in the US, but under a different brand name, Elephant Insurance.

admiral insurance reviews

Admiral car insurance receives mixed reviews. Some praise their competitive quotes and customer service, while others report frustration with claim processing and difficulty getting in touch with representatives. It’s wise to compare quotes and read more reviews before deciding.

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