If you are looking for an auto insurance company you can work with, and are eager to find out which are the top five auto insurance companies in America today, you have come to the right place. In this article, I will examine five of the best auto insurance companies in the USA and give you a good account of why they have topped the list. While choosing these 5 companies may be ultimately a subjective process, numerous experts consistently rank them highly in ranking lists.
1. Liberty Mutual
Liberty Mutual is one of the longest surviving insurance companies in the country (since 1958). It is the third largest publicly held Insurance company in the US. They provide a wide selection of comprehensive packages, including auto and homeowners insurance. Today they insure over 15 million vehicles. Customers have given it top ratings for service.
Progressive, which has been around since 1937, trains its focus solely on auto insurance. The company has created a solid client base. Many of them are satisfied and happy with the services they receive. Customers love its user-friendly online policy services. They offer many discounts and have a strong online presence. Their Snapshot program rewards good driving behavior.
Allstate has received high ratings in insurance company studies due to the good report its customers give for their rental care experience with Allstate. In addition to its brick and motor offices, and its network of agents spread across the country, the company has an excellent website (helpful and user-friendly).
4. State Farm
State Farm was founded in 1922. It initially worked with farmers and ranchers only, on the presumption that these clients drove their automobiles in less risky environments than city dwellers. Over the years they expanded to cover auto insurance policy in all of the US and Canada. It is the largest auto insurance company in America. It tries to instill a sense of neighborliness in the business. The company has a good agents’ team, a good mobile app and website, and offers many discounts.
USAA currently has a glowing reputation and is one of the three highest rated auto insurance companies in the US. However, it only serves the immediate families of military personnel, active or former. In the 2016 J.D. Power report, it received the only perfect score. Other than top ratings, the company is desirable because of excellent customer service and the diversity of its policy options.
Other top companies you might want to look into include Esurance, Hartford, AAA, Geico, and Slate Farm. Each of these companies is rated highly in studies and customer feedback, and they all offer excellent services. But still: do your own research before you commit.